but about a year ago, I wanted to send in weekly payments so I did. At the end of the month, I did not get credit for those weekly payments counting towards my amount due. So, I called and asked and was told that it doesn’t work that way. I can’t send in a little at at time – I have to send in the whole amount at once and it won’t make a difference in terms of how much goes towards interest and principal. I’m not sure that I completely understand why, but I do know that the Wells Fargo mortgage does it differently.
but she was working for a couple of call centers from home for a bit. She would be the person to answer this, and I know she’ll be very candid. Jen, are you out there???? lol If someone has her email, they might want to forward this to her. She’s got a super busy job in the medical field now, and I don’t know that she can stay on top of her emails with this group as much as she used to, but she would be a good source to ask this question of. btw, she’s on Baby Step 7, so she’s a smart cookie.
but I’d have to call each month and have them go in the computer and change it to be applied towards the payment. They said that they can’t take partial payments or something like that. So, now I just add a little bit extra to the total each month. It’s easier that way.